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Personalized mortgage solutions with expert guidance across California and beyond
Kathy Derangi
Mortgage Advisor
NMLS # 1151839 | 1850
Guarantee Mortgage
APM NMLS #1850 / APM CAL-BRE # 01215943
Platinum since Jan 2026
Introduction
Meet Kathy Derangi with Guarantee Mortgage — a mortgage professional who provides every client with personal attention from start to finish, offering expert mortgage services throughout California and nationwide.
What They Do
Guarantee Mortgage helps clients finance their dream homes, access home equity for renovations or investments, fund college tuition through home equity, consolidate debt, and guide first-time homebuyers through the purchasing process.
Location & Service Area
Based in San Francisco, Guarantee Mortgage serves clients throughout California and operates nationwide, providing flexible support wherever clients are located.
What Makes Them Different
Guarantee Mortgage offers hands-on, personal service where clients work directly with Kathy Derangi exclusively, preventing fraud and ensuring full attention and expertise throughout the mortgage process.
Services Offered
Who They Help
Guarantee Mortgage works best with individuals undergoing major life transitions and financial decisions, including first-time homebuyers, homeowners seeking equity solutions, and clients needing debt consolidation. They also partner with professionals such as financial planners, estate and divorce attorneys, realtors, insurance agents, and wedding planners who serve clients in these critical moments.
Know someone who says...
"We're thinking about buying our first home but don't know where to start"
"I want to renovate my kitchen but need to access my home's equity"
"My kid got into college and we need help funding tuition"
"We found our dream house but need financing fast"
"I'm looking to consolidate my debt through my home equity"
"I'm self employed and my taxes don't support my income, are there alternative ways to financing my home?"
"I'm currently not working, I have good assets, can I still get a loan?"
Fun Fact
A coffee enthusiast who creatively partners with wedding planners, recognizing that couples planning their big day often plan their financial future simultaneously.
Quick Facts
Reviews (7)
Featured Review
"Kathy Derangi is dedicated to securing the best possible mortgage rates for her clients while always prioritizing their interests."
November 18, 2025
Megan Myers
January 20, 2026
"Kathy Derangi provided excellent communication and fast, professional service during a home refinance, making the process smooth and stress-free."
Eugene Chelberg
January 19, 2026
"Kathy Derangi provides exceptionally professional, detail-oriented, and proactive mortgage service that ensures a smooth and confident home buying experience."
Amy Denhart
January 17, 2026
"Kathy Derangi provides exceptionally clear, responsive, and supportive mortgage services, especially during stressful home buying situations."
Ross Simpson
January 16, 2026
"Kathy Derangi provides exceptionally dependable, personable mortgage services, building lasting relationships with her clients through attentive care and ongoing support."
Ready to Connect?
Call Bruce now to ask questions or book services with Guarantee Mortgage
Call 833-853-6789